Lyon County State Bank

Credit

New Standards for Credit Report Accuracy May Help Consumers

The three major consumer credit reporting companies — Experian, Equifax and TransUnion — have new standards to enhance the quality of the credit reports they produce. The changes are in response to a 2015 legal settlement requiring action by these companies to reduce errors on credit reports. Incorrect or… Learn More

National Credit Education Month

National Credit Education Month

March is National Credit Education Month, which is a great reminder to self-assess our financial goals. Where do you want to be in 5, 10 or even 20 years from now? It’s never too early to start thinking about the future. Whether you are in the early stages of… Learn More

Debit, Credit and Prepaid Cards: There Are Differences

Many consumers use debit, credit and prepaid cards, often interchangeably, to purchase goods and services. However, these three types of cards are quite different. Consider the following. Each card works differently. If you use a credit card, you are borrowing money that you must pay back, in addition to… Learn More

Small Business Tips: A Checklist for Entrepreneurs 

Getting or keeping a business up and running can be rewarding, but it also can be risky and time-consuming. Here are some simple strategies that may help entrepreneurs and other small business owners get the most from their banking relationships and avoid frauds or scams. The Basics Prepare or… Learn More

5 Tips to Help Rebound From a Bad Credit History

For people grappling with a history of debt payment problems, improving their credit record may seem like a daunting task. FDIC Consumer News offers these tips, which can help increase the chances of qualifying for better loan terms, lower insurance rates and perhaps even a new job or apartment.… Learn More

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