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Smell the fresh air, feel the wind in your hair or the water on your face with a Recreational Vehicle loan!

Whatever excitement you desire, motorcycles, boats, campers, RV’s, or ATV’s, let us finance your dream machine! Call today or fill out the form online to request an appointment.

Recreational vehicles: Up to 100% NADA Retail Value

Rate Rate APR
Minimum 4.00% 4.206%¹
Maximum 12.50% 14.500%²

Rates effective as of 05/12/2022

Loan Types
  • Secured
  • Unsecured
Purpose
  • RV
  • Camper
  • Boat
  • Motorcycle
  • ATV
Collateral
  • Unsecured: None
  • Secured: RV, equipment, marketable securities, CD
Repayment Term
  • Interest and principal due monthly on a fully amortizing basis
Rate Options
  • Fixed
  • .25% discount with automatic payment
Other Fees
  • Loan origination fee
  • Filing cost
  • VSI Insurance

Speak to a lender – Call 620.342.3523

Important Information

1.) Minimum annual percentage rate (APR) is based on a loan amount of $20,000 with a 60 month term for a 5-year-old or newer vehicle, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $2,500 with a 24 month term for a 10-year-old or older automobile and a $50.00 consumer loan fee.

*Sample payment information based on estimated loan information:

  • 60-month term: Minimum fixed 4.206% APR; based on a loan amount of $20,000; monthly payment is $370.57.
  • 24-month term: Maximum fixed 14.500% APR; based on a loan amount of $2,500; monthly payment is $121.60.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.

Last Updated: May 12, 2022