Personal loans can be used for car repairs, debt consolidation or other unexpected expenses.

Rate Rate APR
Minimum 3.00% 3.204%¹
Maximum 10.00% 13.503%²

Rates effective as of 04/29/2020

Loan Types
  • Secured or unsecured
Purpose
  • Car repairs
  • Debt consolidation
  • Unexpected expenses
Collateral
  • Unsecured: None
  • Secured: Vehicle, equipment, marketable securities, CD
Repayment Term
  • Interest and principal due monthly on a fully amortizing basis
Rate Options
  • Fixed
  • .25% discount with an automatic payment
Other Fees
  • Loan origination fee
  • Filing cost, if applicable

Speak to a lender – Call 620.342.3523

Important Information

1.) Minimum annual percentage rate (APR) is based on a loan amount of $20,000 with a 60 month term, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $2,500 with a 12 month term and a $50.00 consumer loan fee.

*Sample payment information based on estimated loan information:

  • 60-month term: Minimum fixed 3.204% APR; based on a loan amount of $20,000; monthly payment is $361.72.
  • 12-month term: Maximum fixed 13.503% APR; based on a loan amount of $2,500; monthly payment is $225.09.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, collateral, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.

Last Updated: April 29, 2020