Personal loans can be used for car repairs, debt consolidation or other unexpected expenses.

Rate	Rate	APR
Minimum	3.00%	3.164%¹
Maximum	18.00%	21.914%²

Rates effective as of 01/10/2019

Loan Types	Secured or unsecured
Purpose	Car repairs Debt consolidation Unexpected expenses
Collateral	Unsecured: None Secured: Vehicle, equipment, marketable securities, CD
Repayment Term	Interest and principal due monthly on a fully amortizing basis
Rate Options	Fixed .25% discount with an automatic payment
Other Fees	Loan origination fee Filing cost, if applicable

Speak to a lender – Call 620.342.3523

Important Information

1.) Minimum annual percentage rate (APR) is based on a loan amount of $25,000 with a 60 month term, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $1,000 with a 12 month term and a $20.00 consumer loan fee.

*Sample payment information based on estimated loan information:

60-month term: Minimum fixed 3.164% APR; based on a loan amount of $25,000; monthly payment is $451.04.
12-month term: Maximum fixed 21.914% APR; based on a loan amount of $1,000; monthly payment is $93.53.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $1,000. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, collateral, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.