Refinancing a home mortgage has its perks and it may help you achieve your goals faster!

If you are looking to lower your interest rate, lower your payment or take cash out of your home, then mortgage refinancing might be the answer. Brandee Ball has more than 20 years of banking experience and she is here to help. Let her walk you through the pros and cons of refinancing your current mortgage loan.

Refinance your loan today!

Call 620-342-3523 to speak to a lender or request an appointment online now.

Loan Types
  • Single pay
  • Amortized
  • Balloon
  • Bridge Loan
Purpose of Mortgage Refinancing
  • Lower interest rate
  • Lower payment
  • Debt consolidation
  • Switch from adjustable to fixed rate
  • Cash out home equity
  • Possible tax advantages
  • Up to 30 years
Collateral and Loan-to-Value Ratio
  • Secured: Real estate
  • Up to 80% LTV
Repayment Term
  • Varies
Rate Option
  • Fixed
  • Variable
Other Fees
  • Loan origination fee
  • Appraisal fee
  • Filing costs
  • Flood search
  • Title insurance


Last Updated: March 13, 2018