Knock out a project! Get the money you need unsecured up to $7,500.00.

Imagine a loan to improve your home that doesn’t require the expensive costs of a mortgage or the title of your vehicle!  This loan can be used for almost any home improvement project that is a permanent upgrade to your property.

Are you dealing with emergency repairs?  The Home Improvement Loan can be used for a plumbing disaster, a new HVAC or repairs to a leaky roof!

Maybe you’re just thinking about a bucket list project.  Installing a pool, upgrading a patio or even installing granite counter tops in the kitchen are all good projects for our Home Improvement Loan!

Other ideas include:

  • Yard irrigation systems
  • Concrete for a driveway
  • Bathroom, bedroom or kitchen makeovers
  • Fresh paint inside or out
  • New fireplace or insert
  • New carpet, hardwood or vinyl flooring
  • Replace your garage door
Term Rate APR
Up to 60 months 6.75% 7.065%¹

Rates effective as of 07/23/2018
*Requires a contractor estimate or materials receipt

Loan Types
  • Unsecured
Purpose
  • Home Improvement
Collateral
  • None
Repayment Term
  • Interest and principal due monthly on a fully amortizing basis
Rate Options
  • Fixed
  • 0.25% discount with an automatic payment
Other Fees
  • Loan origination fee

Speak to a lender – Call 620.342.3523

Important Information

1.) Annual percentage rate (APR) is based on a loan amount of $7,500 with a 60 month term, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

*Sample payment information based on estimated loan information:

  • 60 month term: Fixed 7.065% APR; based on a loan amount of $7,500; monthly payment is $148.72.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.

Last Updated: July 23, 2018