Making businesses more efficient.

We understand that businesses can’t afford waste. Restaurants can’t afford to waste food just like builders can’t afford to waste materials. With this in mind, Lyon County State Bank offers Energy Efficiency loans for small businesses, because why would you want to waste money on electricity, heating or air conditioning?

No origination fee.

Make the improvements you need today to add money back to your bottom line tomorrow. Our Energy Efficiency loans are created for small businesses with annual incomes less than $1,000,000, with no origination fee!  So update your windows, HVAC or cold storage units and stop sweating the cost of energy.

Rate 5.500%
APR 5.580%
Term Up to 84 Months
Purpose Energy efficiency upgrades such as HVAC, windows, or cold storage systems.
Payments Principal and interest due monthly
Rate Options Fixed
Loan Type Secured
Other Fees Filing Fees (if applicable)
Appraisal Cost (if applicable)

Rates effective as of 08/09/2021

Annual Percentage Rate (APR) is based on a loan amount of $20,000 with an 84 month term and no loan origination fee.

*Sample payment information based on estimated loan information:

  • 84-month term: Fixed 5.580% APR; based on a loan amount of $20,000.00; monthly payment is $288.14 per month.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500.00. Rates and terms are subject to change without notice. Other conditions may apply. Contact a Commercial Lender for more details.

Last Updated: August 9, 2021