Eco Auto LoanConserve the view you love!

New and used economically friendly car loans: Up to 100% NADA Retail Value

Save an extra 0.25% off your interest rate when you buy a new or used EPA-Certified SmartWay vehicle that is ten years old or newer. Use the EPA Green Vehicle Guide to identify qualified vehicles.

RateRateAPR
Minimum2.75%2.913%¹
Maximum11.25%13.240%²

Rates effective as of 4/1/17

Loan Types
  • Secured
Purpose
  • New Car
  • Used Car
Collateral
  • Secured: Eligible EPA Smartway Vehicles
Repayment Term
  • Interest and principal due monthly on a fully amortizing basis
Rate Options
  • Fixed
  • 0.25% discount with an automatic payment
Other Fees
  • Loan origination fee
  • Filing cost
  • VSI insurance

Speak to a lender – Call 620.342.3523

Important Information

1.)Minimum Annual Percentage Rate (APR) is based on a loan amount of $25,000 with a 60 month term for a 1-year-old or newer automobile, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee on an EPA Certified Smartway Vehicle.

2.)Maximum APR is based on a loan amount of $2,500 with a 24 month term for a 10-year-old automobile and a $50.00 consumer loan fee on an EPA Certified Smartway Vehicle

*Sample payment information based on estimated loan information:

  • 60 month term: Minimum fixed 2.913% APR; based on a loan amount of $25,000; monthly payment is $448.64.
  • 24 month term: Maximum fixed 13.240% APR; based on a loan amount of $2,500; monthly payment is $120.14.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.