Money Market Account Regular Savings Christmas Club
Minimum Amount to Open $100 $100 $10
Monthly Maintenance Fee $10 $3 $0
Monthly Maintenance Fee is Waived if Your Minimum Daily Balance is $1,000 or more Your Minimum Daily Balance is $200 or more, or you are under the age of 18.
Per Debit Item Fee $1 Per Debit Item after 6 debits per month $1 Per Debit Item after 3 debits per month
Per Debit Item Fee is Waived if You are under the age of 18
Minimum Balance to Earn Interest¹ $1,000 Minimum Daily Collected Balance $100 Minimum Daily Collected Balance
Transaction Limitations Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month. Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month.  Annual disbursement of funds made by check or deposit to another LCSB account. No other withdrawals permitted.
Free Online Banking Yes Yes  Yes
Free Mobile Banking Yes Yes  Yes
Free Mobile Deposit Yes Yes  Yes
Free Bank-By-Phone Yes Yes  Yes
Free Mastercard® Debit Card Yes Yes (ATM Access Only)

¹For current rate and annual percentage yield, please contact a customer service representative.