Money Market Account Regular Savings Youth Savings Christmas Club
Minimum Amount to Open $100 $100 $25 $10
Monthly Service Charge $10 $3 $3 $0
Monthly Service Charge is Waived if Your Minimum Daily Balance is $1,000 or more Your Minimum Daily Balance is $200 or more Your Minimum Daily Balance is $50 or more
Per Debit Item Fee $1 Per Debit Item after 6 debits per month $1 Per Debit Item after 3 debits per month $1 Per Debit Item after 3 debits per month
Minimum Balance to Earn Interest¹ $1,000 Minimum Daily Collected Balance $100 Minimum Daily Collected Balance $25 Minimum Daily Collected Balance
Transaction Limitations Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month. Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month. Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month.  Annual disbursement of funds made by check or deposit to another LCSB account. No other withdrawals permitted.
Free Online Banking Yes Yes Yes  Yes
Free Mobile Banking Yes Yes Yes  Yes
Free Mobile Deposit Yes Yes Yes  Yes
Free Bank-By-Phone Yes Yes Yes  Yes
Free ATM Card Yes Yes
Free Mastercard® Debit Card Yes
Eligibility Requirements Must be 18 or under to open.

¹For current rate and annual percentage yield, please contact a customer service representative.