Money Market AccountRegular SavingsYouth SavingsChristmas Club
Minimum Amount to Open$100$100$25$10
Monthly Service Charge$10$3$3$0
Monthly Service Charge is Waived ifYour Minimum Daily Balance is $1,000 or moreYour Minimum Daily Balance is $200 or moreYour Minimum Daily Balance is $50 or more
Per Debit Item Fee$1 Per Debit Item after 6 debits per month$1 Per Debit Item after 3 debits per month$1 Per Debit Item after 3 debits per month
Minimum Balance to Earn Interest¹$1,000 Minimum Daily Collected Balance$100 Minimum Daily Collected Balance$25 Minimum Daily Collected Balance
Transaction LimitationsFederal regulations limit the number of preauthorized transfers/withdrawals to 6 per month.Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month.Federal regulations limit the number of preauthorized transfers/withdrawals to 6 per month. Annual disbursement of funds made by check or deposit to another LCSB account. No other withdrawals permitted.
Free Online BankingYesYesYes Yes
Free Mobile BankingYesYesYes Yes
Free Mobile DepositYesYesYes Yes
Free Bank-By-PhoneYesYesYes Yes
Free ATM CardYesYes
Free Mastercard® Debit CardYes
Eligibility RequirementsMust be 18 or under to open.

¹For current rate and annual percentage yield, please contact a customer service representative.