Lyon County State Bank
Lyon County State Bank
10 Tips to Green Your Home and Save Money Whether you’re a renter or a homeowner, chances are you care about protecting the environment – and saving money. Here are some tips from Lyon County State Bank to help you do both. Location, location, location efficiency. Carefully consider the… Read More
Here are key tips to help your high school students begin to connect the facts of personal financial education with real-life opportunities … and then to begin implementing them. Get to know what taxes are: If you haven’t already, review a pay stub together and explain that the taxes… Read More
If you’re seriously considering retirement, you also should be seriously thinking about how to ensure that your financial life is as comfortable and stress-free as possible. Here are a few tips. Make the most of your remaining paychecks to save for retirement. How much money you’ll need to set… Read More
For newlyweds, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially. “Financial incompatibility is a primary reason for a significant number of failed marriages,” said Lee Bowman,… Read More
Middle-school children are more likely to begin earning money outside of the house, and their increasing “wealth” and independence can open the door to costly impulse purchases. What advice can parents and guardians pass along to them? Work more, earn more: Create opportunities for your child to earn more… Read More
1. Think about what should or should not be kept in a bank’s safe deposit box. Good candidates include originals of key documents, such as birth certificates, property deeds, car titles, and U.S. Savings Bonds that haven’t been converted into electronic securities. Other possibilities include family keepsakes, valuable collections,… Read More
Audio (MP3 4MB) Finding money to put into savings can seem difficult, but there are some strategies that can make it easier. Start by asking yourself these questions. Do I have savings goals? Knowing how much you want to save and why can help you stick to a plan.… Read More
If you are looking to borrow money, be aware that con artists may be looking to steal money … from you! How? By getting you to pay them an upfront fee or by tricking you into divulging personal information such as your Social Security number, which they can use… Read More
If you’re finding yourself overwhelmed by debt, it’s crucial to find a solution. FDIC Consumer News offers a few tips for what to do. Contact your lender immediately if you think you won’t be able to make a loan payment. “Lenders generally prefer to work with customers to find… Read More
Getting or keeping a business up and running can be rewarding, but it also can be risky and time-consuming. Here are some simple strategies that may help entrepreneurs and other small business owners get the most from their banking relationships and avoid frauds or scams. The Basics Prepare or… Read More
Audio (MP3 12.5 MB) The news often includes reports about thieves gaining access to sensitive personal information that can be used to commit fraud or steal money, sometimes involving major security breaches at large companies such as retailers. “These reports may cause some consumers to be skeptical about engaging… Read More
While it’s important to pay your bills, it’s also wise to “pay yourself” — to contribute to your savings accounts, even in uncertain times when you may be strapped for cash. “During tough financial times, you may believe you cannot pay your bills and continue to put money into… Read More
Your credit scores are prepared by FICO and other companies and are mainly based on your history of managing debts, such as whether you tend to make payments on time. Your scores play a significant role in your everyday life because the next time you apply for a loan… Read More
Kids in this age group are ready for meaningful lessons about saving and spending money wisely. Many also are ready to open their first savings account, if they haven’t already. Here are key concepts to teach. Think before you buy: Continue discussing with children how to separate their needs… Read More
For people grappling with a history of debt payment problems, improving their credit record may seem like a daunting task. FDIC Consumer News offers these tips, which can help increase the chances of qualifying for better loan terms, lower insurance rates and perhaps even a new job or apartment.… Read More
Computer-related crimes affecting businesses or consumers are frequently in the news. While federally insured financial institutions are required to have vigorous information security programs to safeguard financial data, consumers also need to know how to protect and maintain their computer systems so they can steer clear of fraudsters. Here… Read More
Simple steps to secure your computers and mobile devices for Internet banking and shopping Your home has locks on the doors and windows to protect your family and prevent thieves from stealing cash, electronics, jewelry and other physical possessions. But do you have deterrents to prevent the loss or… Read More
Criminals often try to steal money or commit fraud by targeting consumers as they are buying and paying for things or by obtaining valuable personal information from previous purchases. We have compiled simple ways to help you be as safe as possible. When Shopping in Person Provide only the… Read More
You’re probably already recycling paper, glass and plastic. But did you know you also may be able to help save the environment as you do your banking? Here are options that may be available from your bank. Paperless statements. Receiving monthly bank statements and credit card bills electronically instead… Read More
College or graduate degrees can provide career options and higher income, but they also can be expensive. If you need to borrow for school, carefully consider your options, keep the loan amount as low as possible, and have a clear repayment plan. Here are strategies to keep in mind.… Read More
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