Stop dreaming and start driving!

New and used car loans: Up to 100% NADA Retail Value

Rate	Rate	APR
Minimum	3.00%	3.204%¹
Maximum	11.50%	13.415%²

Rates effective as of 04/29/2020

Loan Types	Secured
Purpose	New Car Used Car
Collateral	Secured: Vehicle, marketable securities, CD
Repayment Term	Interest and principal due monthly on a fully amortizing basis
Rate Options	Fixed 0.25% discount with an automatic payment
Other Fees	Loan origination fee Filing cost VSI insurance

Speak to a lender – Call 620.342.3523

Important Information

1.) Minimum Annual Percentage Rate (APR) is based on a loan amount of $20,000 with a 60 month term for a 5-year-old or newer automobile, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $2,500 with a 24 month term for a 10-year-old or older automobile and a $50.00 consumer loan fee.

*Sample payment information based on estimated loan information:

60-month term: Minimum fixed 3.204% APR; based on a loan amount of $20,000; monthly payment is $361.56.
24-month term: Maximum fixed 13.415% APR; based on a loan amount of $2,500; monthly payment is $120.96.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.