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Stop dreaming and start driving!

New and used car loans: Up to 100% NADA Retail Value

Rate Rate APR
Minimum 3.00% 3.204%¹
Maximum 11.50% 13.415%²

Rates effective as of 04/29/2020

Loan Types
  • Secured
Purpose
  • New Car
  • Used Car
Collateral
  • Secured: Vehicle, marketable securities, CD
Repayment Term
  • Interest and principal due monthly on a fully amortizing basis
Rate Options
  • Fixed
  • 0.25% discount with an automatic payment
Other Fees
  • Loan origination fee
  • Filing cost
  • VSI insurance

Speak to a lender – Call 620.342.3523

Important Information

1.) Minimum Annual Percentage Rate (APR) is based on a loan amount of $20,000 with a 60 month term for a 5-year-old or newer automobile, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $2,500 with a 24 month term for a 10-year-old or older automobile and a $50.00 consumer loan fee.

*Sample payment information based on estimated loan information:

  • 60-month term: Minimum fixed 3.204% APR; based on a loan amount of $20,000; monthly payment is $361.56.

  • 24-month term: Maximum fixed 13.415% APR; based on a loan amount of $2,500; monthly payment is $120.96.

*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.

Last Updated: April 29, 2020